VA Loans Benefits for California in Los Angeles County

VA Loans Benefits for California in Los Angeles County

By Peter Mozes Nov 21 2015


VA Home Loan benefits in Los Angeles have considerable extended benefits if you have ever served in the United States military or National Guard. These benefits help you and your family to achieve financial security by Purchasing or Refinancing your home that exceed conventional guidelines established by Wall Street. Veteran beneficiaries can exceed county limits that have been reduced to $625,500 by conventional guidelines to as high as $1,594,000 or higher based on VA’s Mortgage Calculations. Be sure to speak to an authorized program provider about the options you can take advantage of.


Other benefits can include a still married spouse of a military veteran to apply for a VA Loan. The spouse can access

The veteran’s DD214 through the Department of Veterans Affairs for a mortgage. The other option is for a surviving spouse of a military veteran. The spouse can access Certificate of Eligibility (COE). The documents that need to be provided are a DD214, a marriage certificate & death certificate.


Additional benefits include being able to receive a mortgage loan to 100% of the property’s appraised value even for cash out loan to pay off debt, home remodeling and cash in hand. Closing costs can even be included in the mortgage on a Home Loan Purchase. This makes it a lot less financial stress to the home buyer and increases the ability to put funds into the home they are purchasing like furniture, window dressings, etc. A VA Loan also has less stringent credit qualification for less than perfect credit, higher debt to income (DTI) ratios or no additional cash in their bank accounts. Saving money and building credit can be difficult for active service members who are constantly being relocated. With a Specialized VA Loan Expert, qualified borrowers can finance 100% of the home’s value without putting a dime of their own hard earned funds. If you speak with a Qualified Authorized program provider, they can advise you about all the benefits you may qualify for.


A military veteran can also receive additional information about their VA Benefits at these locations:

Los Angeles- 1816 S Figueroa Street Los Angeles, Ca 90015

Los Angeles- 351 E Temple Street Room B-307 Los Angeles, Ca 90012

Culver City- 5730 Uplander Way suite 100 Culver City, Ca 90230

Rancho Dominguez- 17600 “B” Santa Fe Avenue Rancho Dominguez, Ca 90221

West Covina- 1427 W Covina Pkwy suite 100-A West Covina, Ca 91790

Whittier- 14181 Telegraph Rd Whittier, Ca 90604

Sepulveda- 16111 Plummer Street Sepulveda, Ca 91343

Long Beach- 5901 E 7th Street Long Beach, Ca 90822

West Los Angeles- 11301 Wilshire Blvd Los Angeles, Ca 90073

Lancaster- 335 E K-10 Lancaster, Ca 93535